Meet Joyce

I take pride in helping homeowners purchase or refinance homes, investment properties or vacation homes. When you work with me, you'll find professional, competitive financing – all with great service to you, the buyer. 

One hundred percent of my business is by referral. This is due in part to the strong relationships I've developed and maintained with some of the top real estate agents in Minnesota. It is also due to repeat and referral business from satisfied past customers!

I was able to smoothly and easily refinance two properties with record speed, impeccable service, fair rates, and professional attention to detail. Without hesitation, I refer my friends, neighbors and co-workers to Joyce knowing they are in good hands.
Matt U.

How I Work

I'll be proactive in my approach your mortgage opportunities and respond as quickly as possible.

Expertise and Specialties

  • USDA Rural Development
  • FHA
  • VA
  • Conventional


MortgageMapp is an electronic business card that does more than share my contact information with you. It also gives you 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate Payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients

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Community Involvement

  • Chaska Rotary –Service Above Self
  • Independent School District 112 – You Make a Difference

More About Me

I love the outdoors including boating, swimming, gardening, biking, walking and hiking. Our grandchildren keep us busy with 3 seasons of sports, dance and other activities. Besides each other, our children and grandchildren, our greatest joy is our faith journey.

2018 super mortgage professional